I can't help you with your holsters questions, but as far as your choice to get a 40c, I think you made a wise move.
My 40c is probably my favorite M&P. It is my home defense choice. I have mine set up with TruGlo night sights, a Viridian rail mounted light and the Crimson Trace laser grips. That combined with a full size magazine gives me a 40c capable of holding 15+1 rounds, has a rail mounted light if the situation warrants, and a CT laser for those low light conditions. I think it is the perfect choice.
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