I retired from LE a couple years ago and have carried concealed for over 35 years. We have mild winters in central California, but I do occasionally travel to real winter climates.

Before retiring I carried a 1911 IWB at 4 o'clock position and a J frame in my outer coat pocket. I still carry a 1911 on occasion, but carry a Kahr P9 most of the time now (easier on my bad back). For the J frame lately I've been carrying a 640-1 Pro Series, loaded with BB 158 LSWC HP +P.

I like having my regular carry method on under my coat as I shed the coat when indoors or in my vehicle. It's been my experience that you usually see trouble coming and have time to put your hand in the pocket and/or unfasten your coat. Good luck.