I don't know that you'll ever really save money by reloading. Yes, the ammo you make will be much cheaper than factory stuff but once you factor in the equipment costs it may be more expensive to reload. On the other hand, it's a great hobby and very rewarding and well worth the expense of the equipment if you enjoy doing it.

For me 38 Special is pretty easy to reload. I'm using the Hornady die set where the seating and crimp is done on the same die. It's really easy to set up once you get the hang of it and so far the ammo I've turned out has been very accurate. I've also used Lee dies and they've been very good especially for the money.