Never had much to do with handguns, never carried. I was a good shot with a rifle and a shotgun. Until one dark night at 2100 hours in AR when I was home on Christmas leave from Germany. An escaped convict stuck a pump shotgun in my face and made off with my wallet. Less than 50 yards away two cops were sitting down for a cup of coffee. I took an oath to myself, NEVER Again! I will never be a victim and my carry piece is only inches away. I can not predict outcomes, but most assuredly there will be one.