With some of the J frames weighing in at 28 ounces, you may consider a 4" standard barreled Model 10. It weighs 30.5 ounces with the issued wood stocks. I carry one when dressed in a tux when doing musician work. With an old Bianchi suede belt clip IWB holster it hides and carries well even with beltless tux pants. One could be bought for half your budget which would give you money for good carry gear and some practice ammo.
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