I split the difference, depending on whether I will carry during the day or at night.
At night, it's the 642. If I have to pull it, I want the bad guy to SEE it, and have the opportunity to back down before I choose to use it or not. With the silver finish, it will be obvious.
During the day, it's the 442. The black finish will be more visible in daylight.
If it's to be carried both day and night, it will be the 642.
Thankfully, I have plenty of alternatives - all good.
John