I'm a retired LEO and FBI trained and certified firearms instructor. Nothing wrong with wadcutters for carry. Like the others said, they cut a clean hole through vitals and bones. I would want them pumped up a little more in the FPS department. Say around 900/1000. That would make them more lethal and be able to penetrate barriers. I think Buffalo Bore may have that covered. A lead semi wadcutter is another great option that has proven itself for a long time. As said before, accuracy rules. So use what you can hit with.