Some (most) of them are "insurance" policies. You come up with the money and if acquitted, they will reimburse you (minus a deductible). I don't know about you, but I don't have thousands of dollars laying around.
CCW Safe is a "service agreement", where they pay for everything and you don't have to come up with money out of your pocket.
__________________
Colt 45 M1911/S&W M&P Shield 9
|