Don't use ATMs myself, but it seems like you made the best choice even if you were armed at the time. Situational awareness can get you out of trouble without needing to resort to violence.

I love my small local bank. It's about the only one left that's locally owned and operated. They do have ATMs, of course, but I can deposit checks by photographing them with my phone. It takes a couple days to go through, but I'm good with that. Then I shred the check after my account has been credited.

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Or something like that . . .