It seems to me it depends on how you see your risks. If your main risk is random violence at the ATM or gas pump, I think .380 will convince a bad guy he has something better to do than harm you as well as any. They just want an easy target.

If I was a LEO that had put some really bad people away, where revenge was their motive, I’d want something with a lot of really big boolets.

__________________
Vegan by proxy.