It is interesting how apparent drive speed is highly dependent on the OS.
Since probably macOS 10.9 Mavericks, Mac performance has been very slug-like and pretty much unusable with a mechanical hard disk. I have no idea what they did to cripple the performance, but it is terrible. 10.6 Snow Leopard runs fine with a hard disk.

It has been a while since I've used Windows on a hard disk, so I don't know how well behaved Windows 10 is. An SSD is ok.

I have been playing around with Linux, a hard disk is perfectly adequate and works ok, an SSD is nice improvement but not a necessity.

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Common sense isn't so common.