I started reloading ammo in 1972 because I had 2 kids to feed and house payments to make, so rolling my own was a necessity if I was going to be able to shoot. Started casting my own bullets in 1973 for the same reason. For many years I produced most common handgun ammo for about the same cost as .22LR in the stores.

Now 48 years later, I can afford pretty much anything I want or need, and I'm still reloading. Still producing handgun ammo for about the same cost as .22LR in the stores.

So I started out of necessity, and now I continue out of necessity. The only difference is that now it's more a matter of being independent of the suppliers, much less of a financial decision.

YMMV