Keep up the miles. That is smart!

So I have tried options to carry on a bike, due to a couple dog attacks and stumbling across meth labs in the past. I wanted something that could handle moderate off road mountain biking. Most fanny packs don’t do well there, as they bounce about.

AIWB didn’t work well.
Belt carry was obvious and uncomfortable. Sweaty too.
Used a chest bag holster for a few years, but it looked real suspicious...

I have used a sling bag for the last four years when on the bike. Kelty makes a dedicated bag that looks sporty but is really about the same as anUncle Mike’s shoulder holster. It straddles the difference between on- and off-body carry. Check out the Kelty bag - it is made specifically for this purpose and has just enough spare room for a phone, wallet and keys.

Also, has a lot of stand-off for sweat. I have never had any issues with that and the Kelty.