I had always wanted one of the Rossi 720’s. Then decided to wait a year and pinch my pennies and just get the S&W 696 no dash. Zero complaints. It is a much better gun than either the Rossi or Charter Arms.
If you have any concerns about quality, save your pennies for a while and just get the best version of the three. You will never regret it. Just remember, none of the three are made to shoot hot, sort of hot or Keith rounds out of. Even a limited diet of them.