It depends!

If going out away from my normal areas that I know quite well or unusual circumstances are occurring I will carry a .45 XDs with a reload. I'm not a LEO and for the most part understand applicable self defense laws so chances of a serious problem are rare. Its a good bet my street knowledge will keep me out of most bad situations. (grew up on the wrong side of the tracks)

If just leaving the house and staying in what I describe as a safe/known area (Like going to a local store or taking a walk)! I will have a 5 shot LCR.38 on me, most times no extra ammo.

So far in 50 years of carrying all has been well. Had a gun in my hand twice but no shots fired. In my house my guns and situations are different and that is for another time to relate!

__________________
14 S&W Revs none with locks!