I've had and handled numerous examples of Kramer in both leather, and horsehide. Probably dozens of such examples of Galco, albeit only cow leather. On merely those TWO brands, Galco would have a slight edge in appearance, like the finish. Kramer is going to have stiffer, stronger, leather, and probably the stitching, also. Their horsehide is like Kydex...only thicker being animal hide. If you wanna try a good mass-produced holster without paying the Galco-tax, LOL, try the Tagua line.
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