Unfortunately, being DINK's, we had few options other than deferring taxes in any way possible. We used tax free bonds for after tax investments.

Now that we are retired, we are working to pull it out of those investments while remaining in the lowest tax brackets possible.
Tax evasion is illegal, tax avoidance is the American way.

As someone else mentioned, I too am not going to do any more consulting for all the reasons they mentioned.