I love PM ....that said silver is a sucker bet.....$3.50 over spot when you buy and $1 under when you sell! Gold better but say you need $1000 , they dont make change so you need to sell a whole 1oz which screws you if it keeps going up. then there is the issue......where to go to sell it?? One might be better off buy extra liquor, reloading supplies , or food! I sold 90% of my PM yrs ago.