I love the question “ where do u need your payment to be”? I once bought a Toyota Tacoma regular cab 4cyl 5 speed. Only options were A/C and sliding rear window. Yes it had crank up windows. The sales man asked me that question . I replied I don’t care what the payment is. He says nobody has ever told him that before. I said rates are low and it stickers under $20k. Payment is gonna be what it’s gonna be. Let’s talk about the price.