The IMI Di-Cut JHP is a decent round but I wish it were offered in a 124 personally. I haven't tested it in water jugs so I can't speak to that, but I have tested this load in ballistic gel (SimTest Media) and with BB calibration coming in at 3.61", I saw an average of 12.25" overall penetration from a 4 shot test. All 4 projectiles expanded as designed and closely resemble the old Black Talon in appearance, though without the black coating. Velocity from my Glock 19 and SD9VE is hovering around 1200, with a 10 shot average of 1194 at 10 feet from the muzzle. (5 shots each pistol, Pro Chrono digital) I also have not seen any signs of pressure on any spent casings and have not experienced any feed or ejection issues after putting 300 rounds of this down range. While I do not carry this load nor do I have any future plans to do so, but that is simply because I shy away from 115 grain defensive ammo in general and nothing against this load particularly. I like to achieve around 13.5-14.5" with my carry ammo along with full expansion and a permenent cavity stretching atleast 1" wide by 4" long or better. These are my personal requirements that I've come up with from a mixture of personal experience and countless hours of research regarding ballistics in firefights on the streets. It is also this knowledge which eventually led me to shy away from carrying .45 and went to the 9mm, as I just have not seen much real world benefit from the larger big bore so I feel the extra round capacity and ability for faster follow up shots with the 9mm platform is more of an advantage than a slightly larger expanded bullet. With today's ammo technology, the difference in wounding capabilities between the common service calibers (9mm,.40,.357,.45) is very minimal and there is little ballistic advantage from one caliber to the other from what I've seen in real world shootings, so long as appropriate ammunition is used. The IMI load has a lot of credentials over seas, but there isn't enough verifiable street data on this 9mm Di-Cut load in our country for me to consider it reliable enough for carry. The loads I can and often do recommend for the 9mm are Speer Gold Dot 124 grain, Federal HST 124, Winchester PDX1 124 for warm weather carry, and the 147 grain version of all the above for cold weather carry. Also Hornady Critical Duty 135 is proving to be an excellent all weather round, and the +P version of any of the above mentioned ammo is acceptable but be advised that although expansion may be slightly greater, penetration could actually be LESS with the higher velocity/higher pressure loads than with standard pressure. I tend to use the +P versions in my backup weapons with smaller barrels and standard pressure In my duty size weapons. This may seem counterintuitive to common logic, however I do not personally notice much felt recoil increase in the smaller platform (Glock 26/Sheild9) or any greater muzzle flash so I like the +P in a short barrel and standard pressure on the longer barrels to keep velocity around the same point where I will get the best combination of good expansion and sufficient penetration. In closing I will also add that in my experience, IMI produces great ammo that is usually very reasonably priced. I have shot literally thousands of their 5.56 M193 and M855 and have found it to be accurate, clean and reliable. Around my area I can get boxes of 30rds of their 5.56 for under $12 which is a great bargain and the price point only gets better with bulk buys of quantity. Pleasant shooting.