Have you considered a pocket holster? I consider the two-inch j-frames to be strictly pocket guns. If I am going to carry either iwb or owb, I want something bigger; maybe a Model 10 four inch or a three inch Chiefs.
When I venture into the friendly climes of your fair city, I always have a Model 60 or a Model 36 in an old Bianchi 5B holster in a front pants pocket. It is not truly a pocket holster, but it is thinner and lighter than a lot of what are sold for pocket holsters. If Georgia didn't require your handgun to be carried in a holster, I would just carry it butt nekkid, so to speak.