I can't believe I'm even asking this. I've always considered fanny pack holsters in the same "shoot me first" class of clothing as photographers vests.

But......

I've determined that I am incapable of getting up early to exercise so I plan to start walking at lunch. There is a park across the street from work with a nice long path. Since I will be is shorts and a T my 3" K frame in its hip holster won't be an option. I have a .38 LCR that will be perfect but will need a pack to carry it. I don't even care if it screams "GUN!!!!". In this neighborhood that wouldn't be a bad thing.

So, any suggestions?

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Pray for Gridlock

Just put it on a chain around your neck, it won't be any more noticeable than a fanny pack(LOL). Really, look into the Clipdraw. I have used one on my LCP for several years now and I know they make one for revolvers. It's a great way to carry concealed in light summer clothes.
RichH