While not as fast as an African lion, which can cover 100 yards in nearly 1/3 the time of the fastest human, a bear is still pretty fast.
I have been bluff charged in Alaska and Southwest Montana, and I could have gotten maybe one shot, maybe two off had the bear not stopped the charge.
The Grizzly in Alaska charged from 40 yards but I had seen him and had the 12ga. pointed his way. He smartly decided to break off the charge.
The Griz that charged me a few miles outside Yellowstone had the slight advantage of charging downhill, but he went from 100 yards to 20 in maybe 4 seconds.
When he (or she ?) jumped over the last piece of chest high deadfall, I was trying dearly to keep the sights on his bobbing head and had the hammer of the 629 just about to fall, when his eyes got big, slammed on the brakes and ran back up the hill as fast as he had come down.
Sure glad I didn't have to shoot, he probably was too.
After the bear left, I found a dead elk at the top of that hill, pretty sure the Griz thought I was a black bear trying to get his meal, until he got close enough to see it was an armed human who wasn't running from him.
Don't show any fear and you're off to a good start. Your first instinct will be to run but acting like prey will not end well.
Unless there is a strong wind in your face, bear spray is a much safer option.
More options are good, carry both spray and a firearm.
The role of the big bore handgun is a last ditch effort when the bear is already within hugging distance.
Having 15 +1 is moot when 2 rounds is probably all you'd have time for.
Where the G20 shines is decent power and penetration while having lower recoil over most big bore revolvers, which should help for repeat shots.
But the first shot is what counts. If you are getting repeat shots, the bear is already on you.
I'll stick to my M69, it might not get back on target as fast as a 10mm, but for a .44 it is pretty pleasant to shoot.