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05-23-2024, 08:02 AM
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Firearms Insurance
After a somewhat unpleasant experience with my former insurer, I am shopping for insurance again. Who are you insured with and what experiences have you had with them? I was insured with Eastern, but their failure to respond to email/phone calls on a non-claim issue left me doubtful that I would be happy if I should ever should have to file a claim with them. I am currently looking at Gun & Trophy Insurance who seem to have very reasonable rates.
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So many S&W's, so few funds!!
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05-23-2024, 08:12 AM
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I use State Farm and have a separate policy for guns and wife's jewelry.
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05-23-2024, 09:25 AM
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For comparison purposes, the price I've been quoted is about $3.14 per $1,000 of coverage with a $500 deductible. So, for example, coverage for $50,000 would be $157 a year while $100,000 would be $314.
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So many S&W's, so few funds!!
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05-23-2024, 09:31 AM
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Gun and Trophy Insurance. They are about one quarter the cost of State Farm. I know most the guys I shoot with have them and Larry the owner is great to work with.
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NRA Range Safety Officer
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05-23-2024, 09:40 AM
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Is a list required of insured guns ? and how is agreed upon worth figured out on older collectables.
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05-23-2024, 10:12 AM
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Quote:
Originally Posted by paplinker
Is a list required of insured guns ? and how is agreed upon worth figured out on older collectables.
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It depends on the amount of insurance you are requesting. You could check out their website.
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So many S&W's, so few funds!!
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05-23-2024, 03:48 PM
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Quote:
Originally Posted by paplinker
Is a list required of insured guns ? and how is agreed upon worth figured out on older collectables.
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On the guns I gave them a list of names, serial numbers and value for each. The wife's jewelry had to be appraised
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05-23-2024, 11:17 PM
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This is what I have been using for a number of years.
Collectibles Insurance Services | Collect Insure
Larry
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Miss Buddies crsides & fat tom
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05-26-2024, 11:24 AM
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I haven't bought gun insurance for many years now. I keep all my weapons in QUALITY gun safes (2000 lbs. or more) and my home has a complete alarm system (opening detection, movement sensors, IR sensors, etc.) My house system is monitored 24/7 with 10 minutes police response time. For the money I would have spent over the years on insurance, I could have purchase several of the home security systems I have.
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Bill
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