I still get the paper delivered six days a week at four am which is perfect for me. The cost is $249 per year and comes with a bonus card that gives me 20% off my bill at my favorite restuarants.
I'm in Pa. but I most of my banking with Community Wide FCU in South Bend, In.
High rate savings paying 3.93 apr (you can only take out monies the first five days of the month)
6 month CD 4.55 apr
12 month CD 4.36 apr
Anyone can join for a $5.00 fee
comwide.com