straightshooter1
US Veteran
Wow! Those various ads take me back a half century or more. I remember every single one of them.
My Grandad smoked Chesterfields and my Mom always bought them for him as his Christmas present.
No wonder so many of my generation smoked. The movie stars, singers, ball players and doctors said cigarettes were a good thing (no one put a doctor ad up-you dissappointed me).
I thank God I never enjoyed smoking and only did it because "everyone else" did it. I had little trouble quitting. (Stopping the dip was a different story and probably the hardest thing I ever did).
Yeah, cigarettes were great. BTW, both my Grandad and my Mom died of emphysema.
And neither had a good death. And their life, for the last five or so years, was pretty awful, too.
Oh, and BTW (again). Just kidding about us doing a Reverse Mortgage. We have reciprocal wills-if I die first, my wife gets it all, and if she goes first, I get it all.
For me, if I outlive my wife, I have a son and he and my Church will inherit all I have and I don't want to diminish what they get by having a Reverse Mortgage.
My wife has a brother and a real good friend whom I believe will get what she leaves if she outlives me. She feels the same about the RM.
But, if I really had no one I wanted to leave my home to when I pass, I would probably do the RM.
I was checking and the most I could get for it is the appraised value.
Not bad, huh? I can think of a lot of things I could do with a few hundred thousand bucks-how about you?
The one bad thing about a RM is that you must stay in the home. So, assume I outlive my wife and, then, as I get older and more decrepit, I have to move into a nursing home.
Well that triggers the end of the RM and the money has to be repaid. House is sold and, if anything is left, my heirs get that amount.
Bob
My Grandad smoked Chesterfields and my Mom always bought them for him as his Christmas present.
No wonder so many of my generation smoked. The movie stars, singers, ball players and doctors said cigarettes were a good thing (no one put a doctor ad up-you dissappointed me).
I thank God I never enjoyed smoking and only did it because "everyone else" did it. I had little trouble quitting. (Stopping the dip was a different story and probably the hardest thing I ever did).
Yeah, cigarettes were great. BTW, both my Grandad and my Mom died of emphysema.
And neither had a good death. And their life, for the last five or so years, was pretty awful, too.
Oh, and BTW (again). Just kidding about us doing a Reverse Mortgage. We have reciprocal wills-if I die first, my wife gets it all, and if she goes first, I get it all.
For me, if I outlive my wife, I have a son and he and my Church will inherit all I have and I don't want to diminish what they get by having a Reverse Mortgage.
My wife has a brother and a real good friend whom I believe will get what she leaves if she outlives me. She feels the same about the RM.
But, if I really had no one I wanted to leave my home to when I pass, I would probably do the RM.
I was checking and the most I could get for it is the appraised value.

The one bad thing about a RM is that you must stay in the home. So, assume I outlive my wife and, then, as I get older and more decrepit, I have to move into a nursing home.
Well that triggers the end of the RM and the money has to be repaid. House is sold and, if anything is left, my heirs get that amount.
Bob