Yes it is a 38 Safety Hammerless 4th model. By the way, you left a number out of the serial number in your post. It was probably shipped in early 1902, but that could be off by as much as a couple of years because of the way S&W shipped their guns. The only way to get an accurate date is to send for a History Letter from Roy Jinks. Yes, grip typle is generally given in the letter. Yours are almost certainly not factory original grips. At the time your gun was made they came standard with hard rubber grips and pearl and ivory grips could be special ordered. The special order grips from that time frame had gold medallions inserted.
Mark
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Mark Connot
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