Thanks alot folks. This is great info. I am 65 years old but not "an old Bullseye" shooter. I just want a competent load to shoot in this local league. The only person I compete with is myself. If I score higher than one of the local dead-eyes I am tickled. If I score lower than my average I am bummed. I have a pair of 4" guns, M18 and M15, which I practice and compete with.
Looks like I will load up some 2.8 BE and some 3.2 BE and see where they hit. I like to use a center hold as that is more "practical" preparation for the unlikely event of using my handgun to solve a problem in some other arena of life.
We shoot 50 rds. per night. We use the NRA B-4 target with bullseye that looks to be 3 & 11/16". Course of fire: 10 rds Slow Fire (lots of time) at 25', 50' & 75'. Then 5 rds Timed Fire (20 sec.) at 20', 30', 40', and 50'. Our indoor range has 10 lanes and there are flights at 5 pm, 6 pm, and 7 pm each Monday for seven weeks (throw out your low week) for a possible of 3000 points. Non-magnum centerfire handguns and .22 LR handguns are allowed and we all compete equally. At the end of the season the ordinal ranking is statistically broken into three groups with some small prizes to the first three in each class. That way newbies aren't really up against the dead-eyes. I usually shoot in the lower half of the top tier which is fine with me.
The whole idea is to have fun and promote more shooting and use of the range which is part of our Albany County Fair Board facilities. BTW that facility is used for a great 4-H shooting program, Hunter Safety, Concealed Carry, etc. classes. Local LEA use it also. It is a wonderful resource to have in our community. Memberships are available which allow shooting at no extra cost for at least part of the day every day except Thursday and Sunday.
Thanks for all the input. I will let you know what load I settle on.