Since Insurance is what I do for the past 25 years, and my agency is appointed with Dairyland, let me give you all a bit of advice from an Insurance Agents point of view. Dump Dairyland and go to Progressive or Foremost! Foremost is part of Farmers Insurance but is a separate company. Foremost is the group carrier for the "Harley Owners Group", H.O.G. This is not non-standard!
Progressive is both a non-standard and Preferred company, depending on your record. Progressive is often the least expensive of these three companies.
Personally I will not write any business with Dairyland, we have better companies!
Do what you want.