My credit score just went from 750 to 200 
https://www.cnbc.com/2017/09/07/cre...entially-affect-143-million-us-consumers.html
https://www.cnbc.com/2017/09/07/cre...entially-affect-143-million-us-consumers.html
Equifax hacked
- Thread starter ladder13
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This is not good..... 
I don't know what makes me madder - that they were hacked or that company execs sold off stock after they discovered the hacking and before it went public. 
DWalt
Member
The real issue is that Equifax has critical data on about everyone in America with a social security number. It is very surprising that they didn't have enough data security to prevent a hack. And I think there may well be legal consequences for those executives who sold off their stock. I'd think that could be considered as illegal trading on inside information.
Ranger17
Member
when we lived in SC we were in the large group of residents hacked when their state dept got hit; I've have had cards hacked (#'s stolen and used) and frankly considering the huge total from this latest issue we probably are in the Equifax hack as well...
It's so sad that i dont even get surprised anymore....
I do have to chuckle though, when they offer a 1 year protection for free knowing many hackers hold the info to use later on.
It's so sad that i dont even get surprised anymore....
I do have to chuckle though, when they offer a 1 year protection for free knowing many hackers hold the info to use later on.
This is key. A past employer was hacked, and they got enough. The company gave us the one year "deal". It was several years later that the hacks started. And they came fast and furious.
"One year"..... yeah.
The problem is you can't change your Social Security number. I heard it amounted to 50% of the United States population was included in this hack.
Freeze your credit, and check over every bill you get with a fine tooth comb.
Freeze your credit, and check over every bill you get with a fine tooth comb.
Ranger17
Member
we actually were given discounted protection from back when SC was hacked and keep that up to date knowing it can be down the road when something happens.
Ranger17
Member
This is a good tip. Some states charge to have credit freezes lifted, but a small fee is worth piece of mind in the grand scheme of things
My entire life story is already out there after 20 million of us had our security clearance data stolen in the OPM (Office of Personnel Management) breech a couple years ago... What's one more?
My son and I as well...
And yet we're constantly asked our DOB, etc. at every turn to make everyone's record keeping easier. Might as well just write all our information on restroom walls and be done with it--cut out the middlemen.
Maybe the solution is to create another identity (double) and put that guy's bogus created identity at risk.
"That's me--Alexis Zorba. I have other names if you are interested."
Precisely where all of my anger is, right here. Proceeds from sale in the $millions.I don't know what makes me madder - that they were hacked or that company execs sold off stock after they discovered the hacking and before it went public.
phantomcycle
Member
I worked hard to raise my credit score to a very good rating now I find my info was hacked this pisses me off I've been thru alot in my life only to find out now some **** scum has my personal info not a happy camper [emoji21][emoji34][emoji35]
Sent from my LG-K371 using Tapatalk
Sent from my LG-K371 using Tapatalk
Wondering if I should call up all 3 credit agencies to implement a credit freeze.
Targets Guy
US Veteran
I'm getting punchy from getting hacked. The Chinese got me twice; both my military and civil service career and now the great credit moguls dropped the ball.
They have said they will sign me up with additional protection. Like OPM did for me on the first two hacks.
They have said they will sign me up with additional protection. Like OPM did for me on the first two hacks.
riverrat38
US Veteran
I am going to freeze my credit, but I am afraid that someone has enough info to unfreeze it!
I never choose to do business with Equifax; any of my info that they had came from someone else that I did business with.
I would like it if my credit could be accessed only if I meet in person with who ever needs a credit check. I don't need to get credit online.
Best,
Rick
I never choose to do business with Equifax; any of my info that they had came from someone else that I did business with.
I would like it if my credit could be accessed only if I meet in person with who ever needs a credit check. I don't need to get credit online.
Best,
Rick
fat tom
Absent Comrade
LifeLock!
f.t.
f.t.
DWalt
Member
You need to do it only with Transunion, not all 3. Website: Fraud Alert | Place Online Fraud Alerts on Your Credit Report
I have maintained a fraud alert since the OPM hacking debacle, and everyone reading this should also do it. And keep it in effect. I think you have to renew it every six months which can be done online. I know mine is still in effect until October 1. It will prevent any other unauthorized party from opening up a credit account in your name.
Equifax is apparently offering some free service similar to LifeLock. But exactly how that will work is still up in the air. I have read that if you enroll in it, you waive your right to sue Equifax. That may not stand due to the outrage being generated against Equifax. See more information below.
I understand there is an enormous class action lawsuit now brewing against Equifax and about anyone with a SSN will be part of the class.
____________________________________
" If your information was exposed, Equifax is offering free identity theft protection and credit file monitoring services. But the offer comes with some conditions that may make you think twice.
You can't get help right away. When people enter their last name and part of their Social Security number on the site to see whether they were affected, some are being told: "Based on the information provided, we believe that your personal information may have been impacted by this incident."
But even in that case, Equifax is not offering the credit monitoring service until next week at the earliest. Monday is the first day you can sign up.
You could be giving up some of your rights to sue. At first, Equifax said anyone who gets the credit monitoring service, TrustedID, must agree to submit any complaints about it to arbitration. Those people wouldn't be allowed to sue, join a class-action suit, or benefit from any class-action settlement.
After public pressure, Equifax added an opt-out provision on Friday. Customers can get out of the arbitration requirement by notifying Equifax in writing within 30 days of accepting the monitoring service. "
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martybee
Member
Fraud Alert is good for 90 days
