rsegars,
First, note the sig-line.
The 130 gr. round nose jacketed ammunition is loaded to Air Force M-41 specifications. It is quite anemic in addition to being light. The only saving grace it has is being relatively cheap.
The first thing to do with a fixed sight revolver, if you want it to shoot to point-of-aim, is to decide what ammunition you want the gun regulated for. There is no way that ammunition using different weight bullets at different velocities will all shoot to the same point.
Most, if not all, of the low issue will be taken care of by using 158 gr. ammunition. The windage may be resolved at the same time. Once you have the gun shooting right for elevation the windage deviation can be handled by a competent gunsmith. There is good reason for the emphasis! Windage is properly adjusted by slightly tweaking the frame, which is the way the factory does it. This is not something that should be attempted by anyone not familiar with the process, and as a result I will not describe how it is done. It is not done by turning the barrel as this affects the position of the locking bolt and barrel lug and can change timing and cause other problems.