I am currently carrying Speer 135gr Gold Dot Plus P Short Barrel ammo.
I carry the Speer Short Barrel 135gr round or the FBI Load in my snub nose revolvers and Federal Nyclad ammo in my M36. (because the Nyclad ammo is so accurate in that M36)Here's my opinion as well. After researching it and reviewing Gel and Street Results, there are only 3 .38 special loads that work when fired from a snub into heavy clothing.
The Corbon +P DPX load---great tests, few street results.
Speer GD 135 gr SB +P --great street and test results.
The "FBI Load"--- 158 gr LSWCHP +P--lots of guys in cemeteries from this one.
The Nyclad 125's have good street results as well, but are harder to find, otherwise I would have listed 4 potentials. I'd feel OK carrying any of those rounds, including the Nyclads.
I carry mine with 158gr. LSWCHP because it shoots to point of aim in my pistol. It bites, and after two cylinders the knuckle on my thumb bleeds from contact with the cylinder latch. However, my wife shoots it with no problem.
I use cheap WW 130gr. white box FMJ from Wal-Mart for practice.
With practice, you can achieve good results at distances that surprise most people.
Have you changed grips? The wraparounds that cover the backstrap fully help with this, they are larger. Just a suggestion....