What you are experiencing is the first evidence of a pending push-off condition. Even the factory fitters have been known to make mistakes. It is fixed by adjusting the angle of the trigger hook that engages the sear notch of the hammer. Very little more wear and you will find the trigger kicks forward enough to catch the double-action sear and this will prevent the gun from firing. Try cocking the un-loaded gun and then pushing forward on the hammer spur with a few pounds force, odds are the hammer will fall.
It is also possible the trigger or hammer case hardening was sub-standard in thickness and normal fitting operations got into the core metal which is soft and wears quickly. Either way the gun should go to a gunsmith that understands S&W revolvers.
This gun may fall under the S&W "Lifetime Warrantee" and the factory will fix it for you free. Call Customer Service at 800-331-0852 and ask about this, can't hurt.