It's a strange day when I can recommend a Charter Arms revolver over the comparable S&W model all week long, and twice on Sunday. For less than 1/2 the price, you are getting the same or greater practical functionality, and the same warranty, with somewhat of a loss of aesthetics.
I have a thread on here about the current craptastic production, assembly and repair of the S&W Model 36 Classic. Purchased factory new, I've yet to be able to fire it, and it's on its THIRD trip back for repair. One botched job after another. S&W appears to be having a rough patch.
I've owned a small army of Charters over the years. A few have needed factory service, most have not. My last three have been perfect. For the price point, you're not getting a S&W trigger pull or finish - when S&W does it right. The accuracy of all my Charters is sufficient to keep all their rounds on a standard police silo target @ 25 yards.
I have a Charter 41 Mag Pug that is just fine after 200 rounds. If Charter was a weak design it would not be able to be chambered in .41 Magnolia.
I've had about a dozen Bulldogs over the years, some purchased new, some pre-owned. After 1000 rounds of too-warm handloads, one had to go back for end-shake issues. Charter gladly repaired the gun, for free. My current Bulldog is the 3" barrel Classic. I have 2000 rounds through it, and it's working fine, I carry it with confidence, it is lightweight, powerful and recoil is not excessive.
In regards to .44 Special, the only factory load in my testing that expands from a 2.5-3" barrel is the Hornady 165 grain FTX Critical Defense. This load makes ~900 fps for ~300 fpe, penetrates 12" and expands to .70... what's not to like? The Federal 200 grain SWCHP load is disappointing, does not expand.
Factory practice ammo is rather expensive, and recoil not pleasant in the lightweight Bulldog. If you handload, a 200 grain cast bullet @ 750 fps is an accurate milder load. Serious handloads using a 190 grain SWCHP @ 900 fps is a great round within SAAMI pressure specs when using modern propellants.
Charter used to advertise the Bulldog with the line, "Carries like a .38, Hits like a .45". That's not too far from the mark.
Be Safe.
