I'll have to mostly agree with what others have said. I have a CZ-50 I picked up while stationed in Germany. It's an interesting, solid little gun. Mine has been 100% reliable with S&B FMJs, never tried any HPs.
It would be WAY down the list of guns I'd care to carry for SD. IMO, the double action trigger pull is atrocious. I suppose that changing the springs might remedy that to a large degree, but I also am no fan of the safety.
FWIW, I have 2 of those NDS former German Police PPs in .32 ACP. They're excellent little pistols. Mine are 100% reliable with FMJ, and the few HPs I happened to put through them, though it was not enough for me to claim they will feed HPs reliably. They're easy to shoot and quite accurate.
I also am a huge fan of the CZ82 (9x18mm) & CZ83 (.380 ACP) pistols. However, these are both fairly large, owing to their double stack mags. For a concealment pistol, I'd opt instead for a true Makarov, preferably East German, early Chinese, or Bulgarian (in that order).
Excellent pistols, they'll feed anything, very accurate, not too small to be able to shoot well, not too big to conceal, and an effective safety that works in the correct direction. My old boss at the gun shop where I used to work carried an E.G. as his carry piece for many years, even though he had the pick of anything in the store. He and I were in the same CCW class, and the instructor ribbed him about carrying the Makarov. After we'd qualified, he grudgingly admitted it was a good pistol.
If I were going to get a small concealable pistol in .32 ACP, I believe I'd look at the Kel-Tec P32. I've never fired one, but I've read that they don't recoil too badly, considering their size and weight.
Tim