If anyone has a theory I would really like to hear it. I do check my loads.
I would not be so certain that you double or triple charged a case. I am, however, a believer in detonation when using low volume powder in large cases, which may have been your real problem. I know there is controversy on this subject, but a few years ago, I read a great thread on Reloadammo.com and have since always looked for the highest volume powder available. I have become a big proponent of Trail Boss in my many calibers I reload.
Light Loads can Explode Page Here is an excerpt.
Danger! Light loads in big cases can blow up.
There has been much said about a chance of a gun blowing up with very light loads (usually of fast burning powders) in big cases.
On the other hand, a much more common reason for an explosion is a double charge that can happen VERY easily with small charges in large cases. An excellent article discusses this as the most probable cause of many blow-ups. See "When Bad Things Happen To Good Guns" in the November 1996 edition of "GUNS" Magazine by Charles E. Petty. (p. 43)
The Light Load Controversy
People seem to be familiar with light load ruptures, but they are very difficult to reproduce. It lends some to believe it was from a double-charge accidently put into the case, but it does have references going back to the 1881 period of time.
There is some agreement on the following: Very low density loads (meaning the ratio of powder volume to cartridge case volume) of very fast powders under varying environmental conditions can create up to 4X normal chamber pressures and may cause the light load rupture to occur. Ruptured barrels can be symptomatic of too much powder (double charge loads, etc.). Ruptured cylinders and dissappearing backstraps can be sypmptomatic of a light-load rupture.
The use of low density charges with one of the top 10 fastest powders in the world at half the recommended factory charge weight may work in your gun, but it's risky.
It may not work in someone else's gun. Therefore, no one should recommend very light loads, especially of fast burning powders to anyone. Stuck bullets is another matter. With very light loads and powder against the bullet, a very mild shot can stick a bullet in the barrel. The NEXT shot can have disasterous consequences, also leading to the cautions against very light loads of any type, but especially of fast burning powders at the other end of the case from the primer.