Tracking credit card gun purchases

[WCCPHD]

Death by a thousand cuts.

Can't go in the front door, go in the back.

Every movement is seen as a victory by the anti's.

Every movement favors the anti's.

Like boiling a frog, start with tepid water, add heat slowly.

 

[johngalt]

Try reading the article you linked. The measure does not track gun purchases at all. It only offers to create a separate code for retailers which sell firearms. Buy a fishing pole at Cabela's, and it codes the same as a gun purchase.

I don't run a business so don't know anything about merchant codes. Is the code for the retailer or the product?

 

[Telecaster]

And the criminals are laughing their rear ends off. Partly at the antis, partly at us.

 

[HOUSTON RICK]

All credit card sales are and have been trackable. There is no such thing as pricay loke we knew before the internet.

 

[pawngal]

I don't run a business so don't know anything about merchant codes. Is the code for the retailer or the product?

The codes are given to the retailer, example I am coded as a pawnshop, there are hundreds if not thousands of codes for all types of businesses that might accept credit cards. Gun dealers for the most part are currently coded as Sporting Goods which is how it should remain. However there are many other business that have a Federal Firearms License, such as hardware stores, re-sale stores, even some drug stores.
Say you are in a building trade of some type, you go to your local hardware store and charge $5000 worth of supplies on your business CC. If that hardware store is also an FFL, would you want some federal agency thinking you bought $5000 worth of guns? And come snooping? Especially if there happened to be a shooting in your area. I think not.

 

[Rudi]

The gun grabbers will never stop. Pay cash.

 

[1BadSmith]

Please tell me how what a private business does and your choice to do business with them erodes my 2nd Amendment Rights?

This just tells me I need to pay cash, send a MO or a check if I am concerned.

This isn't a Governmental regulation. It is a business choice.

Chose not to do business with them.

WRONG!!

Can't fault the business on this one, not their choice the CC companies are imposing this on them...Not going to forego a good shop because of the idiocy of woke credit card companies who are doing this for the IRS and government. And to the people that say shouldn't be putting it on a CC if u can't afford it has ZERO to do with it and should be obvious. Let's say you are on a weekend trip or traveling and find a perfect collector revolver, or that dream over under shotgun, you say to the clerk hold on, I got to run to my truck or van and grab 5k in cash quick, this credit card in my wallet is way to much hassle. Give me a break. I hope they are categorizing cigarettes, CBD, liquor, porn and COViD tests separately. They should track how much your gas purchases are each month too, so they can report that, to keep global warming in check. Oh wait they already track that!! I keep forgetting that the cow farts and electric car batteries are part of the bigger problem. Maybe we should ask the environmental crowd to limit gun oil and solvent in aerosol can and have special recycling centers for used cleaning patches and rags. Sounds like a lot of people won't care. I forget I'm a 40 year old conspiracy theorist tho, so nothing to read here, move along...

 

[Golddollar]

Discover Card didn't sign up for this.

 

[BSA1]

It's the slippery slope. Should they be tracking fertilizer sales?

The Government has being doing this for decades as a result of the Oklahoma City bombing.

 

[Private Bailey]

Who cares. I know my opinion may be unpopular with some of this crowd but everything is not a governmental conspiracy. Some things are just businesses doing something to make people feel good when in reality it will have zero effect. Oh wait that does sound like the government.

If you are uncomfortable with it then don't use a credit card that has the code.

They are a private business, NOT A GOVERNMENTAL AGENCY, so can do what they want. Guess I don't get the "slippery slope" argument here. If you have nothing to hide then you won't be hiding anything.

As stated before if you think LE can't track your credit card purchases now then you have been living under a rock.

Your response is to not do business with them if you want to do your part. If they feel that pinch then they can opt to change their mind.

My guess is people will posture but still keep using the credit card.

And if you want to read about the regulations imposed on the fertilizer industry and the registration of sales Google it and you will see several links to several regulations. Both Federal and State.

Please stop trying to insert rational thought into this discussion. Where’s the fun in that?

 

[billdeserthills]

Boycott Visa for categorizing gun sales

I call upon all gun enthusiasts to immediately boycott Visa for their threat to categorize gun sales

Payment Processor Visa To Start Categorizing Sales At Gun Stores | HuffPost Latest News


American Express & Mastercard are waiting & watching...

 

[m&p2.0fdethumbsafety]

bitcoin looking more and more useful by the day

 

[m&p2.0fdethumbsafety]

have the fuds reconsidered their stance on bitcoin yet? maybe they're waiting until it's too late

 

[Narragansett]

It is Visa, Mastercard and American express.

The answer is to use cash

 

[326MOD10]

WRONG!!

Can't fault the business on this one, not their choice the CC companies are imposing this on them...Not going to forego a good shop because of the idiocy of woke credit card companies who are doing this for the IRS and government. And to the people that say shouldn't be putting it on a CC if u can't afford it has ZERO to do with it and should be obvious. Let's say you are on a weekend trip or traveling and find a perfect collector revolver, or that dream over under shotgun, you say to the clerk hold on, I got to run to my truck or van and grab 5k in cash quick, this credit card in my wallet is way to much hassle. Give me a break. I hope they are categorizing cigarettes, CBD, liquor, porn and COViD tests separately. They should track how much your gas purchases are each month too, so they can report that, to keep global warming in check. Oh wait they already track that!! I keep forgetting that the cow farts and electric car batteries are part of the bigger problem. Maybe we should ask the environmental crowd to limit gun oil and solvent in aerosol can and have special recycling centers for used cleaning patches and rags. Sounds like a lot of people won't care. I forget I'm a 40 year old conspiracy theorist tho, so nothing to read here, move along...

So the credit card company/bank is not a business?

Then you are CORRECT I guess.

 

[LVSteve]

Discover Card didn't sign up for this.

Yet.

As for the 4th Amendment and privacy argument, I think a better plan would be to have Internet cookies outlawed. In Europe all websites have to ask permission to use tracking and targeting cookies. Oh, and while with there lets stop all businesses sharing customer data, no exceptions. Suggest that to your congress-critter when they come to your door and see how pale they go.

 

[Bald1]

Meh…

Pay cash or write a check. If you can’t afford to pay for it up-front, you shouldn’t buy it. Racking up debt on a credit card is a horrible move, unless you get cash back on your purchases and you pay off the total every month.

Most of the CC companies charge 20% interest or more on carryover balances. Can you say loansharking? If a financial institution would give me half that interest rate on my savings, I’d pull all my retirement investments out of the markets.

The point is with all the online sales nowadays it’s a matter of convenience and sometimes necessity to use a card. Even if you use a debit card it has a Visa/Mastercard logo on it……… but what angers me most is article didn’t say where all those S&W revolvers were located. Haven’t seen that many in a shop in 10yrs.

 

[Telecaster]

It’s been a long time since I had a sales business, but IIRC a retailer can’t refuse a transaction for lawful goods or services without violating the merchant services agreement, but that may have changed. Consumers are supposed to have protections. Supposed to…

 

[llowry61]

I think Pawn Gal got it right and understands the full implications of what is being implemented.

What they are referring to is merchant codes. The assumption being that all sales coming from that merchant are firearms or firearms related.

So, like she said if they have an FFL and sell gun's they would be assigned a code identifying them as such.

This step provides the means to identify and potentially attack businesses that are "unfavorable" or deemed "high risk".

Operation Chokepoint is an example of a failed attempt to choke off banking services to industries and businesses that are deemed "high risk".

My best guess is it will be used to apply pressure to merchants that engage in firearms sales making it harder and harder to make ends meet, ultimately making the merchant opt out of the business or forcing it to a cash basis which impacts sales and the bottom line. The target here is the merchant not the purchaser. The merchants have to agree to whatever MC / Visa demand. It is a one-way street with them because they effectively have a monopoly on credit card processing. They will do anything to maintain that advantage which is worth billions of dollars in profit. There have been multiple anti-trust allegations against MC & Visa.

I am not a conspiracy theorist. These are known strategies employed by anti-gun entities and are well documented.

 

[johngalt]

The codes are given to the retailer, example I am coded as a pawnshop, there are hundreds if not thousands of codes for all types of businesses that might accept credit cards. Gun dealers for the most part are currently coded as Sporting Goods which is how it should remain. However there are many other business that have a Federal Firearms License, such as hardware stores, re-sale stores, even some drug stores.
Say you are in a building trade of some type, you go to your local hardware store and charge $5000 worth of supplies on your business CC. If that hardware store is also an FFL, would you want some federal agency thinking you bought $5000 worth of guns? And come snooping? Especially if there happened to be a shooting in your area. I think not.

It sounds like if they go this route, the result will be lots of useless data. I bought my last gun from FleetFarm. They had $116M in sales last year. I'm guessing it wasn't all firearms.

Maybe we can make them really paranoid.

"According to CC statistics, firearm sales jumped 50x!"