Banks...Automation...and apparently
- Thread starter coltle6920
- Start date
sigp220.45
US Veteran
Farmer17
Member
OP
coltle6920
Member
Both branches of my Bank have these new fangeled machines. The teller punches in the currency amounts to his computer and the machine spits out the cash in the proper denominations.
Of course,that's when the machine doesn't have a jam and decides to take a break. Never stood around to see how long it takes to clear the jam but I know it's a lengthy process. Apparently,for security reasons,certain steps have to be followed. You certainly wouldn't want a criminal to just pop the lid like a copy machine and empty the contents.
BTW...Both branches of my Bank have experienced machine jams a little more than they would like. Wonder where they're made.
OP
coltle6920
Member
I feel the same way. I reward good service with repeat business no matter what it is. I have Banks and supermarkets within a mile of me but travel 15-20 miles to shop where I'm wanted.
OP
coltle6920
Member
"Grumpy when necessary.Time to teach these youngsters a thing or two about customer service.
Don't matter what you're taught if you don't have what it takes to begin with."
_______________________________________________
This is why they make Valium.
Hope the brush isn't too wide.
Maybe the problems occur because both of us are on Valium.
Years ago I had a modest savings account at a local bank. My local bank was acquired by a big national bank. All of a sudden my savings account was being tapped for 5 years worth of interest each month. I went into a branch of the big bank and took out every dime I had, and I told them I was displeased with their fees on my account, which were never mentioned in the merger announcement. My impression was that they didn't give a darn. I will never deal with that mega-bank again. Apparently they believed my account wasn't worth their trouble to maintain.
Since I deal in an unusual type of money, I have to go into a bank to acquire my Golden Dollars. It turns out the tellers are happy to see me because they are glad to get rid of the Golden Dollars and Eisenhower dollars.
Since I deal in an unusual type of money, I have to go into a bank to acquire my Golden Dollars. It turns out the tellers are happy to see me because they are glad to get rid of the Golden Dollars and Eisenhower dollars.
HOUSTON RICK
Member
Unfortunately, you wouldn't be working in a bank these days if you were smart enough to work in a bank.
THE PILGRIM
Member
I’ve never seen a ATM which allows a choice of denominations.
I don’t know if my Credit Union ATMs which is CU Anytime has any.
I don’t know if my Credit Union ATMs which is CU Anytime has any.
My bank is smallish, and it is the only locally owned bank that hasn't been taken over by one of the big boys. Service is great. I rarely go inside, but a couple times a year I empty my 3 gallon coin jar. They are happy to run my coins through their counting machine and deposit the funds to my account.
I pay my bills through electronic banking. If I'm issued a check I take pictures of it with my phone to deposit it. I write maybe two or three actual checks a year. I rent a safe deposit box from them where I keep a few gold coins. That costs me a whole $30/year. Other than that there are no service fees for anything.
There is an ATM machine outside, but the tellers inside are actual human beings, and they are good (and quick) at counting cash. In all the years of doing business there I can only remember one error. I cashed a check at the drive through years ago, and just as I drove away I realized the teller had given me an extra $300. Had to pull back around and return it to her.
I pay my bills through electronic banking. If I'm issued a check I take pictures of it with my phone to deposit it. I write maybe two or three actual checks a year. I rent a safe deposit box from them where I keep a few gold coins. That costs me a whole $30/year. Other than that there are no service fees for anything.
There is an ATM machine outside, but the tellers inside are actual human beings, and they are good (and quick) at counting cash. In all the years of doing business there I can only remember one error. I cashed a check at the drive through years ago, and just as I drove away I realized the teller had given me an extra $300. Had to pull back around and return it to her.
sigp220.45
US Veteran
The Wells Fargo ATM in my town does. When I get $400 I have the choice of 50s or 20s.
THE PILGRIM
Member
I almost never go into my Credit Union because I get money at ATMs and direct deposit most of my inbound money. When I get an actual check I deposit it online using my iPad.
I actually did go there just the other day, probably the only time this year.
I actually did go there just the other day, probably the only time this year.
I do actually go to a bank to cash a check with a person in the bank. I make deposits in a bank. I have three banks located within one ~mile of my house. I'm retired so I may go to two banks in one day.
The Dalton tried that once. But they were not retired, and it didn't go well.
DWalt
Member
My principal banking is done through a bank account at my broker (E-Trade). Everything incoming goes to it. I maintain a relatively small balance account through a nearby Wells Fargo branch just for convenience, mainly so I will have someplace to cash an occasional check, and can write an occasional check. Any time I need to add money to the account in the local WF branch, I do it electronically from E-Trade, takes about 30 seconds. I write very few checks these days. Virtually all recurring expenses (utilities, credit cards, etc) are drafted directly from the bank account. Likewise, I seldom pay for anything with cash, almost everything I buy goes on a credit card. I have pretty much entered the cashless society.
OP
coltle6920
Member
In another life I guess I could live with that...
I prefer that my bills are sent to me before being paid. I only use my credit card for items $100 or more and pay off the bill in full when I get it. The $1000 I take out each month is more than enough to satisfy my needs and then some. I'm more dormant in the Winter so there's even more left over.
Like most of us I'm a creature of habit. YMMV.
OP
coltle6920
Member
About the only time I get fresh air is going to the supermarket,liquor store,gas station or Bank.
Going to the Bank also provides me with a new pen each month to pay my bills.
OP
coltle6920
Member
A smile and "Thank you for stopping in." from a human being can outweigh any other provided services/amenities.
OP
coltle6920
Member
I've taken out $25 at times but never any amount that required $1's. Definitely wouldn't think any coin is dispensed.
Burley
Member
- Joined
- Jul 16, 2009
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I actually went in the Tampa BoA to get cash for a private gun purchase the other day. They had 2 armed guards standing out front. One of them cracked on me cause one of my pants pockets was turned out, "We know you don't have a gun!"
Funny thing, they were armed with Smith 6 shooters.
Funny thing, they were armed with Smith 6 shooters.
THE PILGRIM
Member
While out walking this morning I withdrew $200 at an ATM.
It was of course 10 - $20s.
So I guess I’ll just limp along with my backward Credit Union $20s.
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