I carry one reload. But as a Minister I do live a quieter than most life.
When I get night call the J frame stays home and the Sigma 40ve and 1 reload goes with me under my Suit Coat or Jacket. The Sigma give me 29 rounds of 160 grain HP power.
Smith always does you right. I sent mine back several years ago because the trigger was very gritty even after a solid cleaning. I got mine back in under 2 weeks.