It beats throwing rocks. You *do* know that all Model stamped (post 1958) Smith and Wesson steel frame revolvers can use +P ammunition, right? It may not be stamped on the barrel, but if you look at old gun mags, people used to fire hellacious handloads through the old Js, even old flat latches. Back then, the gurus would work up a load until primers cratered, and then back off a bit. Fun stuff. That's how Jeff Cooper developed the load for his wife's snub.
Remington/UMC 125 grain +P JHP ought be widely available and cheap, as should be the similiar WWB offering. I like the Remington version better. I think the lead is a bit softer and think that it is a bit more likely to expand. The Gold Dot 135 Grain short barrels are also a favorite of a great many. You could also try the Winchester PDX bullets.
If you are set on using non +P, there are a couple popular choices. One is to load your gun with tracers. If you miss, they still scare people. Another is to use wadcutters or semi wadcutters. Still another is to purchase Federal Nyclad hollowpoints which are once again in production.
The old lead round nose has put a lot of men in their graves. It was known for drilling holes deep, perhaps too deep. In ye olden days people would file them flat or carve a cross in the tip to make homemade dum-dum bullets. Whether that really helped or not... eh.
If it was all I could get, I'd actually prefer the 158 gr FMJs to the 130s. Fiochi's offering of this sort used to run hot but I think that they've toned it down in recent years. The 130 FMJs, 158 FMJs, or 158 LRN all beat throwing rocks if it is all you had. The AF had to use relatively low powered FMJs for years and made do.
Well it beats throwing rocks unless you can throw really big rocks now that I think about it. Big rocks are surprisingly effective...