ANYONE UESED THE 98GR HBWC FROM SPEER. I HAPPENED TO USE A TITEGROUP LOAD THAT WAS A LITTLE TO HOT AND I WOULD SHOOT AT THE TARGET AND 2 HOLES WOULD APPEAR. I CALLED SPEER AND THEY SAID THE HOLLOW BASE SKIRT WAS SEPERATING. THIS WAS FROM A 4 INCH 16-4. ALSO TOOK A WHILE TO CLEAN. I HAVE LOWERED THE POWDER BUT HAVE NOT TRIED YET. I STARTED WITH 3.2 GRAINS AND WENT TO 2.7. THE 3.2 I KNOW IS A GOOD MILD LOAD FOR THE HORNADY 85 JHP.