While there are undoubtably abuses IMO unemployment insurance does provide a real benefit to society. When the automakers shut down recently I had to go on unemployment for the first time in my life and didn't feel the least bit guilty about it. Fact is that I had been paying into the unemployment insurance fund since 1971 so it wasn't "free money". BTW, I'm aware that technically it's the employer who pays into the fund, however in book keeping terms it's considered to be part of the employees compensation. As for it's benefit to society, it not only allowed me to keep paying my mortgage, it also allowed my employer to retain his "key employees". Because of this, when automotive production was re-started we were able to resume production quickly and allowed the company that I work for to survive.
As for looking for another job, try finding work today as an Engineer if you have snow on the roof. My fallback historically was to go to work as a Machinist because that's what started me on the road to becoming a Mechanical Engineer and I'm still a qualified machinist. However, as anyone who is in my area knows very well, fully HALF of the machine shops in this area are now closed. End result, due to my age, two areas that I'm well qualified in are now closed to me. For those who don't believe this, just try looking for a job at 57 years of age in a field that is flooded with younger applicants looking for work. Age descrimination is real. IMO it's also pretty darned stupid, because along the way I've learned a lot about how to do a job faster and at less cost, however today the bottomline is the cost of health care for older workers and avoiding those costs.
Yeah, I am a bit bitter. In addition I am not at all impressed with the current generation of designers. Fact is that what looks pretty on a computer screen can be darned near impossible to actually manufacture. The end result of this drive for youth is that manufacturing costs are a lot higher than they need to be simply because the automakers don't have any old farts sitting around to call these younger designers out on really stupid design choices.