I have been stocking ammunition for the last six months or so, and I certainly do not consider myself a "fool". Prudent, yes, but a "fool", no. Neither I nor anyone else contributing to this forum knows what will be the price/availability of ammunition in the future. I certainly hope availability increases with the consequent drop in prices. If such occurs, I am simply out a little money. Last year I paid about $2000 for home insurance, but am happy that such money was paid for no tangible result.
If one does not want to buy ammunition for whatever reason, he should not buy it: but he should not disparage those who do.
We are, as the Chinese curse states, "living in interesting times".