Saving $$$ reloading
If you shoot 300 rounds per month, and if you have a source for bullet lead (wheel weights, spent bullets mined from dirt berm, or recovered bullets from indoor range), and if you have equipment to melt and recover clean lead, then your cost for bullets drops to 25¢ per hundred or less.
Additional one-time expenses are bullet moulds, melting pot, bullet sizing and lubing equipment, and your time. In the early 1980's I bought a 4 cavity Lyman 38 Special wadcutter mould for $50. Gun show cast bullets were ~ $20 per thousand. That mould was "paid for" in 3 months and I still use it to cast bullets today.
Yes, there are additional costs for electricity, propane gas, and vehicle gasoline. Electricity is insignificant when compared to full size refrigerator in the kitchen, a compact frig in the garage and on the deck, and whole house air conditioning. I'm going to the range to shoot, arrive early, mine bullets for an hour (140 pounds), then shoot and go home.
The value of my time is $0.00 per hour. I'm retired, overweight, and have an appetite control problem. If I am involved in shooting related activities, I can't eat, don't see food commercials on tv, and am getting some minimum exercise (I'm not sitting on my butt).
During the latest ammo shortage, there was at least a 1,000 rounds
EACH of 9 MM, 38 spl, 357 mag, 40 S&W, 44 mag, and 45 acp sitting on the shelves. There was 4,000 rounds of 223 varmint ammo ready for the June prairie dog trip.
Because I bought components on sale, have been bullet casting since 1975 (college student using GI Bill and part time job), and slowly upgrading to better equipment as needed or money was available, I do save money on 50 count boxes of loaded ammo. Unfortunately, I take 3 or 4 guns and 200 rounds of ammo for each caliber when I go to the outdoor range. I just blew the $20 per month Wal Mart ammo budget. And I bought my newest Lee 6-cavity mould 3 weeks ago.
EDIT: On Saturday afternoon some reclaimed bullets were cast into two coffee cans full of 45 ACP SWC bullets ready for lubing and sizing. Looks like the Dillon 550 will get a workout. I missed 5 hours of continuous live updates from the Weather channel. Using a cost of $25 per pound for powder, $25 per thousand for primers, free range pickup brass, and "free" cast bullets (I don't buy factory ammo), my target reloads cost $2.00 per 50 rounds, 44 magnum is $3.75 more or less depending on powder charge for 50 rounds.