If you get a new replacement hammer it will likely need to be fitted. They are made at the upper tolerance in key dimensions and it was assumed they would need some fitting. That said, I've heard of them dropping in and working fine.
A used hammer was already fitted to some gun somewhere along the line. It might drop in an work fine in yours. It might need fitting. The risk is, though, it might not work at all and might not be able to made to work.
So to summarize, a new replacement hammer will work, may drop in, but may need fitting. A used hammer may drop in, may need fitting, or may not be able to to work at all.
I'm not a smith, this is what I've been told. Let me add that if the spur broke off your hammer it may still have some value to someone looking to make a DOA revolver. I should be able to sell it and make back some of your money. Used hammers are bought and sold all the time. The vast majority of the time they work fine or can be made to work fine.