2:00 in a Summer Special, which is offered by numerous makers. I run the El Paso Saddlery Summer Cruiser.
My 3" K-frame conceals very nicely under nothing but an XL t-shirt, and a 4" would conceal just as well. It can be worn at 4:00 if I need to go formal with a tucked-in shirt and cover garment. A Comp III speedloader rides in my left front pocket.
Soon as I get in more practice with my 325 PD, I'll be ordering another one for it and probably my 4" K-frames as well.
The right belt is very important. I use either a 5.11 Operator or Wilderness Instructor. These are very stiff and combined with the holster, everything stays put.
In TX, jeans or cargo shorts cover my lower half 99% of the time, so I have a belt for either for convenience sake.
I was pondering a pocket pistol until I discovered this method (many many thanks to RedNichols for educating me).
Now I can carry comfortably just about anywhere without giving up any capacity or shootability. It's comfortable, the (gun) butt doesn't protrude when I bend over, and the gun is just in front of my right arm, much easier to keep people from discovering it by bumping in to me or even trying to grab it. Oh, yeah, and it's comfortable.
Bruce Nelson knew what he was doing.
BTW if you get this style holster, be sure to go with one that has a steel-lined mouth so you can re-holster with one hand.