I have a different take on naturally caused wildfires. First and foremost they are part of the plan.It just plain cleans up the mess that mother nature provided during wet years.These fires are important for the health of the forest.The Colorado fires are intensified by drought and bark beetle infestations,fire kills the bugs and the trees and replaces them with healthier trees and no bugs.The western forest have been in trouble for decades with aggresive firefighting tactics and improved equipment.We have been stomping out ANY fire in Any forest for 100 years.This has provided extreme fire loads in the forest'.Normally they would be self limiting and the Colorado and N.M. fires are no different.
Now the folks who decided to build their dream home in the interface areas have not done due diligence as for design,access,water supplies and most important a "defensable space around structures".Twisting mountain roads,southern exposures on a hill,bad juju there if fire is not considered.Forest growth all the way up to the buildings is a complete loss,large eves on houses,buildings. In CA they will not put resources on any of the above described properties.They put their resources on defensable structures.You built it there not our problem,that's between you and the insurance co.