Exactly.It is not about need, it is about want...There is no right or wrong answer, only opinions.
Opinions are what I asked for with basic arguments.
I didn't even know about some issues I might need to consider.
Listening to different opinions is kind of "pseudo-experience" and that helps to make initial decision. Later, with the real experience that may change, but for the beginning ....
Thanks everyone! Really appreciate your helpful replies!