I am pretty sure that SOME funeral homes take unfair advantage and skate pretty close to the line, ethically, morally and legally.
My Dad passed away in June of 2009. He had showed me where all his important papers were and among them his burial policy. The way we read it it was all inclusive and there would be no further bill or money owing on our part.
Yeah, right. And I have some ocean front property in Arizona for sale...
We went in for a meeting with the funeral Director and she presented us with a list of "added costs". We had to pay 680 bux to "open and close" the grave. SAY WHAAAAAT!?!?
In the 3 days before the funeral She called me at least once a day with another 100 dollar, 60 dollar, 145 dollar, etc in added cost. All in all the added charges were nearly $7,000 !
I called her after the funeral and asked her for a meeting to discuss the situation. Just my luck...she was too busy before I had to go back home but she did take the time to hose me down with a line of double talk that sounded like an old Abbot and Costello routine (Who's on first?)
I suppose my grief helped me to just let it go rather than get into a big, time consuming and expensive legal battle. It's how they get by with all the shenanigans, I'm sure.
My wife and I have long ago decide to be cremated. When we have both passed my daughter will take our remains out into the gulf of Mexico and put us over the side. No muss, no fuss, no grave site maintenance or other issues with the graves.
We went with a company called NEPTUNE. Both of us for $3,200 and we're protected from any form of price increase or added cost by state law. (Kinda makes me wonder why state law doesn't protect the buyers of burial insurance policies)
They guaranteed to collect your remains (if recoverable) any where in the world. Now if you're on a cruise ship that goes down or something like that you're on your own. Also include is 7 days of refrigeration and transportation and delivery to survivors.
We carry cards in our wallets with phone numbers to call and instructions of what to do.
We feel pretty good about it because our daughter should have no problems or have to deal with any added costs.