Insurance

Never filed a claim, but have used this agency for 6-8 years. Good, straightforward coverage with wording that is not difficult to interpret. No complaints. Probably plenty of info on their website.
 
I would have to recommend first looking into a scheduled items endorsement, or rider, to your existing homeowners policy and if that doesn't work then see what surplus lines your agent can use for your collectibles and what they think of the option you have presented.

I worked for Farmers in TX for a long time and many times, if it was allowed by underwriting, what can be written as an endorsement on your HO policy for scheduled items is less expensive than something like a separate policy, and the financial rating and claims service is likely to be better.
 
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